Certified Health Insurance Specialist
Your Health Insurance, Guided by a Certified Specialist
At Health Benefits Enrollment Center, you'll work with a Certified Health Insurance Specialist who is dedicated to helping you find the best coverage for your needs.
Why Choose a CHIS?
Expert Knowledge: A CHIS has in-depth knowledge of health insurance plans, regulations, and options. They can help you navigate the complexities of the healthcare system with confidence.
Personalized Guidance: A CHIS takes the time to understand your unique needs and helps you find the plan that aligns with your health goals and budget.
Unbiased Advice: A CHIS works for you, not the insurance companies. Their priority is to help you make informed decisions about your coverage.
Ongoing Support: A CHIS is your advocate throughout your healthcare journey, providing support and answering your questions every step of the way.
About the Certified Health Insurance Specialist (CHS) Designation
Click a question below to get a straightforward answer.
Your answer will appear here.
What is a Certified Health Insurance Specialist (CHS)?
A Certified Health Insurance Specialist, or CHS, is a professional who has completed a rigorous program focused on the complexities of health insurance. This designation signifies a deep understanding of insurance products and a strong commitment to high ethical standards in serving clients.
Why is working with a CHS important?
Working with a CHS provides reassurance that the information you receive is knowledgeable and accurate. The designation means your guide has a comprehensive understanding of the insurance landscape, from plan details to government regulations, and is committed to helping you find a suitable solution for your needs.
What kind of training does a CHS have?
To earn the CHS designation, an individual must complete extensive coursework covering a wide range of topics. This includes in-depth study of individual and group health insurance, Medicare products, disability insurance, long-term care, and the relevant ethical and legal standards that govern the industry.
How does a CHS stay up-to-date?
The insurance industry is always changing. A key requirement for maintaining the CHS designation is the completion of ongoing continuing education courses. This ensures that a CHS professional remains current on the latest industry trends, product changes, and regulatory updates, so they can provide up-to-date information.
Is a CHS different from any other agent?
While all licensed agents must meet state requirements, a CHS has gone a step further by voluntarily completing an advanced, structured educational program. This demonstrates a heightened level of commitment to their profession and to providing a high standard of service based on in-depth knowledge.
Is there a code of ethics for a CHS?
Yes. A central part of the CHS program is a strict code of professional ethics. This code requires the specialist to always put the client's interests first, to provide full and fair disclosure of information, and to maintain the highest level of integrity and professionalism in all their interactions.
How does this help me with Medicare?
The complexities of Medicare—from its different "Parts" to its specific enrollment periods—are a core part of the CHS curriculum. This specialized training ensures that the guidance you receive about Medicare is well-informed and grounded in a thorough understanding of how the program works.
How does this help me with ACA plans?
The CHS program includes detailed training on the Affordable Care Act (ACA). This covers the Marketplace, plan structures like metal levels and networks, and the rules for subsidies and Special Enrollment Periods. This knowledge is essential for providing accurate information about ACA plans.
Does it cost more to work with a CHS?
No. There is no extra fee for the consumer. The compensation for insurance professionals is typically paid by the insurance company and is already built into the plan's premium. You receive the benefit of their advanced training and commitment without any additional cost to you.
How does HBEC apply the CHS standards?
At Health Benefits Enrollment Center, the CHS principles are the foundation of our entire process. Our founder, Robert Lewis, is a Certified Health Insurance Specialist. He applies the standards of providing clear, accurate, and ethical information to every video guide he creates, ensuring you have a trustworthy and knowledgeable resource.
The HBEC Difference
Self-Paced Enrollment
You are in control. Use our straightforward online tools to explore your options and enroll on your own schedule, from the comfort of your home.
Step-by-Step Video Explanations:
You're never alone in the process. Our founder, Robert Lewis, provides straightforward video explanations for each step, showing you how to review your options.
A Supportive Process:
Our goal is to provide the information and a supportive framework you need to choose the right coverage for yourself and your family with a full understanding of your decision.
Commitment to Community
We're dedicated to serving our community and helping individuals and families access the healthcare resources they need.
OUR MISSION
Our mission at Health Benefits Enrollment Center is to provide a straightforward and supportive way for you to understand your insurance options. We are committed to offering accurate information and a respectful process, so you can enroll in the right coverage for yourself and your family with a full understanding of your choice.
OUR VALUES
Integrity: We conduct our business with honesty and ethical practices.
Client Focus: Your needs are our priority. We are dedicated to providing a supportive framework and the tools you need to find the right coverage.
Knowledge: We are committed to maintaining a high level of knowledge and professionalism to ensure the information we provide is accurate and helpful.
Your Straightforward Enrollment Starts Here.
Our unique process uses clear video explanations from our founder,
Robert Lewis, to help you understand your choices and enroll online.
