Welcome to the HBEC Blog.
We provide clear answers and helpful insights for your questions about ACA, Medicare, Dental & Vision, and Final Expense. Our goal is to give you the understanding you need to feel good and certain about your coverage choices.
Medicare's Annual Election Period (AEP)
The Medicare Annual Election Period (AEP) runs from Oct 15 - Dec 7. Learn what changes you can make to your Medicare Advantage or Part D plan for next year. ...more
Understanding Your Insurance
July 18, 2025•0 min read
ACA Open Enrollment
Get ready for ACA Open Enrollment, starting Nov 1. Our guide explains how to choose a 2026 health plan, compare metal levels, and check for subsidies. ...more
Understanding Your Insurance
July 17, 2025•0 min read
3 Common Questions About Final Expense Insurance, Answered
What is final expense insurance? Our guide answers common questions about coverage, who it's for, and how to qualify. Plan ahead to protect your loved ones. ...more
Understanding Your Insurance
July 04, 2025•3 min read
Original Medicare vs. Medicare Advantage: We Explain the Key Differences
Original Medicare vs. Medicare Advantage? Learn the key differences in coverage, costs, and extra benefits to help you choose the right Medicare plan. ...more
Understanding Your Insurance
July 04, 2025•3 min read
What is an ACA 'Metal Level'? A Straightforward Guide to Bronze, Silver, Gold & Platinum Plans
What are ACA metal levels? Our guide explains Bronze, Silver, Gold & Platinum plans, helping you understand cost-sharing so you can choose the right coverage. ...more
Understanding Your Insurance
July 03, 2025•4 min read
Is Dental Insurance Worth It? A Clear Look at the Value for You.
Is dental insurance worth it? Our blog explains the true value, from preventive care to covering major costs. Learn how to choose a plan that fits you. ...more
Understanding Your Insurance
June 16, 2025•2 min read
Your Straightforward Enrollment Starts Here.
Our unique process uses clear video explanations from our founder,
Robert Lewis, to help you understand your choices and enroll online.
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